
How to Stop Living Paycheck to Paycheck & Finally Get Ahead
Descripción del Episodio
In this episode, you’ll learn some of the best financial advice you’ll ever hear - no matter what your financial situation is right now.
If getting ahead only seems to be getting harder, and you’re tired of living paycheck to paycheck, you need to hear this:
Harder doesn’t have to mean hopeless.
Today, Mel sits down with Vivian Tu – bestselling author, and the personal finance educator millions know as Your Rich BFF – for a conversation about what to do when you’re over feeling broke, behind, or overwhelmed by money.
Vivian has been there, and she knows how hard it is to get ahead right now when everything costs more and your paycheck just doesn’t stretch the way it used to.
Her message is simple: You don’t have to be broke forever.
In this blunt but compassionate conversation, she’s sharing practical moves that can help you start taking your power back – whether you’re buried in debt, starting with nothing saved, worried you’ll never own a home, behind on retirement, or wondering where to begin.
You’ll learn:
-Why “just spend less” is bad advice — and the system that works better
-The painless way to pay off your debt
-How to get the raise you deserve
-How to think about retirement when you feel hopelessly behind
-The home-buying question most people never ask
-How living with your parents is a power move
-The beginner investing mistake no one warns you about
-The money conversation couples should have much earlier
-The mindset shift from feeling powerless to taking control
Vivian says money is a tool, and the point of having more of it is power, freedom, and the ability to feel in control again – or maybe for the first time.
Life isn’t always fair, and getting ahead right now feels harder than it should, but Vivian says there are still moves you can make.
You’re not the problem, but you do get to be the solution.
For more resources related to today’s episode, click here for the podcast episode page.
If you liked this episode, listen to this one next: The Science of Making & Breaking Habits: How to Change Your Life in 1 Month.
Mel also wants to tell you:
- Try the 23g protein shot I drink every single morning
- Join 2 million readers loving my weekly newsletter - full of tips, tools, and inspiration
- The Let Them Theory: read the book everyone’s talking about
- Watch the episodes on YouTube
- Connect with me on Instagram
- Follow the show’s Instagram for clips, behind the scenes, and more
- Find some daily positivity on my TikTok
- Want zero ads? Subscribe to SiriusXM Podcasts+ to listen to new episodes ad-free
- Disclaimer
Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Episodios Recientes

Más podcasts de Sociedad y Cultura
Ver toda la categoría →
PSICOCAFÉ
By shows
<p>Psicocafé es un espacio de conversación donde la psicología se vuelve cercana, clara y necesaria.</p><p>Aquí hablamos de ansiedad, relaciones, familia, emociones y todo eso que vivimos… pero no siempre sabemos cómo entender.</p><p>Un podcast para cuestionarte, reflexionar y ver tu vida desde otra perspectiva.</p><p>Prepara tu café y acompáñanos.</p>

Sucedió una noche
By shows
Un podcast de película sobre cine clásico: las estrellas míticas, las películas que todos recordamos y las miles de anécdotas y curiosidades que hicieron del cine la gran pasión de nuestro tiempo. Con Antonio Martínez y Elio Castro. Suscríbete y escucha cine cuando y donde quieras.

Young and Profiting (YAP) with Hala Taha: Entrepreneurship and Self-Improvement Podcast
By shows
YAP is the must-listen podcast for driven entrepreneurs and high achievers who are hardcore about business, personal growth, and achieving their potential. Hosted by Hala Taha, self-made entrepreneur and CEO of YAP Media, this #1 entrepreneurship podcast features mini-masterclasses with business icons and industry legends like GaryVee, Alex Hormozi, Mel Robbins, Reid Hoffman, Kevin O’Leary, and Codie Sanchez who help you profit in all aspects of life—from boosting sales and beating algorithms to biohacking and productivity. Whether you’re launching a startup, scaling your business, running a side hustle, or upgrading your mindset, every YAP episode delivers actionable advice that WILL help you profit. Listen, Learn, and Profit with the Young and Profiting (YAP) podcast! For ad inquiries, please reach out to: [email protected]

Tony Mantor's : Almost Live..... Nashville
By shows
<p>Nashville based veteran music producer Tony Mantor’s Almost Live… Nashville podcast takes its listener on a journey through the business of music and entertainment. Following the success and popularity of his top-rated podcast on Autism & Mental Health awareness - Why Not Me? - Mantor hosts thought-provoking conversations and behind-the-scenes stories from various celebrity guests from the world of music, television and entertainment. With more than 30 years as an accomplished music producer based in Nashville, Mantor welcomes a worldly guest list of musicians, actors and entertainers who share their unique stories about the roles they’ve played in creating and sustaining what we know as popular American culture. Conversations and stories that also give a deeper understanding on what it takes to achieve success in the entertainment industry for aspiring entertainers who are currently pursuing their own dreams of being a star someday. Whether listening for the entertainment or storytelling factor alone, or for tips on how his guests faced their life’s challenges, Almost Live… Nashville will have a story for anyone who has been a fan of popular culture in music, movies and television over the last few decades.</p>

Power On with Mark Gurman
By shows
<p>Power On delivers Apple and consumer technology scoops, analysis and insider access you won’t find anywhere else. Every Thursday, Bloomberg’s Mark Gurman brings you exclusive reporting, behind-the-scenes insight, product reviews and expert analysis, with special guests from inside Bloomberg, including tech editor Vlad Savov, and across the technology industry. The podcast takes you through this wild moment in tech — one where AI is shaking up development, Apple’s Ternus era has begun and consumer technology is set to change more in the next five years than it has in the last 20. Get the news first on the products, people and decisions shaping the world’s most influential technology companies. From the next iPhone and the future of AI to the industry’s biggest shake-ups, Power On tells you what’s happening, why it matters and what’s coming next.</p>

Tony Mantor's : Almost Live..... Nashville
By shows
<p>Nashville based veteran music producer Tony Mantor’s Almost Live… Nashville podcast takes its listener on a journey through the business of music and entertainment. Following the success and popularity of his top-rated podcast on Autism & Mental Health awareness - Why Not Me? - Mantor hosts thought-provoking conversations and behind-the-scenes stories from various celebrity guests from the world of music, television and entertainment. With more than 30 years as an accomplished music producer based in Nashville, Mantor welcomes a worldly guest list of musicians, actors and entertainers who share their unique stories about the roles they’ve played in creating and sustaining what we know as popular American culture. Conversations and stories that also give a deeper understanding on what it takes to achieve success in the entertainment industry for aspiring entertainers who are currently pursuing their own dreams of being a star someday. Whether listening for the entertainment or storytelling factor alone, or for tips on how his guests faced their life’s challenges, Almost Live… Nashville will have a story for anyone who has been a fan of popular culture in music, movies and television over the last few decades.</p>

The Woman in the Woods
By shows
Nick and Mindi Kassotis believed they were being hunted. According to friends and family, Nick's classified military work had put them both in danger, so much so that Mindi rarely left the house. But the couple also shared they were expecting a child. Then, just after Thanksgiving, Mindi died suddenly in the hospital. Soon after, Nick died too. That's what everyone who loved them believed, that is until a woman's dismembered remains turned up in a wooded area. Stories started to unravel and a mysterious new figure emerged. "48 Hours" correspondent Erin Moriarty separates fact from fiction in a case built upon unimaginable layers of deception.

Inteligencia Artificial, tu resumen semanal
By shows
El resumen semanal de Inteligencia Artificial más útil para tu negocio, con tutoriales y estrategias que puedes aplicar desde hoy + entrevistas con las mentes más grandes de los negocios en México y Latinoamérica para que escuches directamente de ellos cómo funciona su negocio.