The AI Problem Nobody Talks About—You Can’t Even Turn Them Off | Ep. 397 with Brandon Card CEO of Terzo AI
Descripción del Episodio
Daniel Robbins interviews Brandon Card, the CEO of Terzo AI, about the hidden financial chaos inside enterprise contracts and why AI is the only scalable way to fix it. Brandon explains how Terzo helps companies treat contracts like financial assets, not legal documents, extracting obligations and commitments with 99.9% accuracy through a hybrid model of AI plus trained human review. They also discuss why Terzo started by selling into Fortune 100 instead of SMB, how early customer pain shaped product-market fit, and why Brandon is equally focused on building community and mental health resilience as he is on revenue.
Key Discussion Points
Brandon explains the origin of the name Terzo, inspired by “third” in Italian and the idea of managing third-party relationships, plus the “Oracle effect” of a timeless name beyond one product.
He recounts incorporating the company on March 13, 2020, then watching airports go empty as COVID hit, building on Zoom 18 hours a day through chaos and loss.
Brandon describes the pain he lived at Microsoft: customers managing $50B supplier spend with no tools, contracts lost, and manual PowerPoint decks built from screenshots to summarize global agreements.
He argues CLM systems were built by lawyers for drafting, not for procurement and finance workflows, leaving a massive gap no one understood until recently.
Brandon shares the early breakthrough: realizing contracts are 300–400 pages long and signed by the thousands, making human-only review mathematically impossible.
Terzo’s key differentiation is accuracy through humans-in-the-loop, because LLMs can miss financial context across related documents and even turn $1M into $3M in naive extraction.
He explains why they started enterprise-first, taking on SOC, GDPR, and security onboarding to win Fortune 100 master service agreements rather than “credit card swipe SaaS.”
Brandon shares his view on AI safety: he believes models behave like they have a “mind of their own,” and that even builders struggle to govern or fully control them.
The conversation turns to mental health and community, with Brandon advocating in-person connection, events, and digital detox as the antidote to a cyborg-like, always-online world.
Takeaways
The best startup ideas come from living the problem daily, because real enterprise pain creates urgency, budget, and durable demand.
If you are dealing with financial reporting, audits, or compliance, you cannot accept 94% accuracy, which is why human review plus AI QA is the path to trust.
Unsexy infrastructure wins long term, because databases and contract systems become foundational layers that everything else depends on.
Starting with Fortune 100 is hard, but once you pass their vendor gatekeeping, you build defensibility and a moat that smaller competitors struggle to cross.
AI can support mental health through journaling and low-friction venting, but humans still need real community, nature, and offline connection to stay balanced.
Closing Thoughts
Brandon Card’s story is a blueprint for enterprise founders: pick a problem that is mathematically impossible to solve manually, build a system that produces trusted data, and commit to the hard path of selling into the biggest customers first. This episode also lands a deeper message: the future is not only about building powerful AI, it is about keeping humans strong enough to live with it. Terzo is building contract intelligence, but Brandon is also building a culture of community, resilience, and long-term thinking.
Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Episodios Recientes
Más podcasts de Sociedad y Cultura
Ver toda la categoría →
We!
By shows
<p>The #1 U.S. How To podcast for emotional growth, WE is a movement for reconnection—heart to heart, soul to soul. Hosted by Joe Mittiga, WE explores emotional healing, mental health, personal growth, relationships, and spiritual awakening in a world that feels increasingly disconnected. Each episode reveals why you feel the way you do—and the emotional, mental, and spiritual growth that leads to healing, peace, purpose, and deeper human connection. Through honest conversations and real-life experiences, WE helps you better understand yourself, others, and your place in a changing world. Healing doesn't happen alone. It happens when we remember WE. <br><br></p><p>Visit <a href="http://www.wepodcast.global"><b>www.WEPodcast.global</b></a> to learn more<br><br></p><p>Download my books free at <a href="http://www.joemittiga.com"><b>www.JoeMittiga.com</b></a>.<br><br></p><p><b>Voices of WE</b></p><p><em>Healing humanity, one story at a time.</em></p>
The Permanent Questions With David Brooks
By shows
What makes us human? How can I find purpose in life? How can my relationship survive a rough patch? What do I say to a friend who’s suffering? Does any of this mean anything at all? It’s easy to lose sight of fundamental human concerns amid the churn of the news cycle and the demands of every day. Each week on The Permanent Questions, host David Brooks seeks to return them to our attention through thoughtful conversation with the world’s deepest thinkers.
Simulacro
By shows
Marcos Oliveira, uno de los padres de la inteligencia artificial, desaparece de forma misteriosa en Canarias y lo único que saben es que iba buscando una puerta. El escritor Santiago Álvarez recorre la última ruta que hizo el científico para intentar resolver el misterio pero, cuanto más lo busca, más perdido se encuentra en un laberinto entre la realidad y la simulación.<br /><br />Simulacro es un thriller psicológico especulativo creado por <b>Julio Rojas</b> (autor de 'Caso 63') y protagonizado por Isak Férriz, Mónica López y Alberto San Juan.<br /><br />Producido por El Extraordinario para Turismo de Islas Canarias y financiada con fondos Next Generation de la Unión Europea.
Cisne Rojo
By shows
<p>Sara es la principal accionista de Summer-Petersen, una importante compañía de servicios financieros. Es la ejecutiva más agresiva. La que no tiene miedo. Si se trata de negocios, la información es poder y Sara ve lo que otros no ven. Hasta hoy. Este lunes, reaparece en su vida Miranda Celis, una analista de grandes datos y experta en predicciones basadas en algoritmos. A partir de una sola llamada, Miranda conectará recuerdos del pasado con el anuncio de trágicos e irreversibles eventos futuros. Si Sara piensa que todo es estable, que las personas que ama, que la ciudad que habita, y que todo lo que la rodea estará mañana, hoy Sara deberá pensar otra vez.</p><p> </p><p>Protagonizada por Blanca Lewin e Ignacia Baeza. Creada y escrita por Julio Rojas, el creador de Caso 63. Producida por <a href="http://emisorpodcasting.com/" rel="noopener noreferrer" target="_blank">Emisorpodcasting.com</a></p>
Franco Escamilla Canal Oficial
By shows
¡Bienvenidos al canal oficial de Franco Escamilla! Suscríbete para escuchar un nuevo episodio cada día. Martes: La Mesa Reñoña Miércoles: Los Amos Del Universo Jueves: Toy Aburrido Viernes: Psico y Psico Domingo: Cabareteando Recuerda que no tengo otro canal de audio, no aceptes imitaciones.
Café Francés ~ Aprende francés!
By shows
<p>Café Francés es el rincón preferido de hispanohablantes para aprender francés de forma estructurada y paso a paso. </p><p><br></p><p>Aprenderás frases útiles, diálogos reales, vocabulario esencial, gramática y todo sobre la cultura, costumbres y vida en Francia. Cada episodio se conecta con el anterior e incluye ejercicios practicos. </p><p><br></p><p>Además, tú también formas parte de esta aventura! Conversa conmigo y propon nuevos temas en las redes sociales. Juntos creamos una comunidad apasionada por el idioma y la cultura francesa. </p><p><br></p><p>Bienvenue à Café Francés – on y va !</p><p><br></p><p>Sébas</p>
La Cultureta
By shows
Rubén Amón, Rosa Belmonte, Guillermo Altares, Isabel Vázquez JF León y Sergio del Molino hablan sobre cine, música, libros, series y mucho más...
Espías: clave secreta
By shows
Hay guerras que no aparecen en los libros de historia. Se libran en silencio, en los despachos más discretos y en las calles más concurridas. Sus protagonistas no llevan uniforme. Sus victorias no se celebran. Y sus derrotas, a veces, cambian el mundo. Espías: Clave Secreta es un podcast de Vicente Vallés sobre los hombres y mujeres que operaron en la sombra durante el siglo XX. Topos que pasaron décadas infiltrados en el corazón del enemigo. Operaciones diseñadas para engañar a ejércitos enteros. Traiciones que costaron miles de vidas. Y espías que, en secreto, evitaron una guerra nuclear. Cada episodio, un caso y cada caso una historia que parece imposible y que, sin embargo, ocurrió. Créditos Dirección y guion: Vicente Vallés y Cristina de Juan Narración: Vicente Vallés Diseño de sonido: Andrés Moraleda Una producción de Onda Cero Podcast y Antena 3 Noticias