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The Best Return Isn’t Always Money
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan. ❓ Have a money question? Ask Ramsey is here to help. George Kamel and Dr. John Delony answer your questions and discuss: “My husband says he will only stay in our marriage if I make him the beneficiary of my mone
Normal Money Habits Don’t Build Wealth
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan. ❓ Have a money question? Ask Ramsey is here to help. Dave Ramsey and George Kamel answer your questions and discuss: “We’re in $900,000 of student loan debt, I just lost my job, and now we’re drowning. How do we get out
You Can’t Hack Your Way Out of Debt
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan. ❓ Have a money question? Ask Ramsey is here to help. Dave Ramsey and Rachel Cruze answer your questions and discuss: “My wife is facing bankruptcy because of her father's poor business dealings. How do I navigate this?”
Short-Term Pain, Long-Term Peace
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan. ❓ Have a money question? Ask Ramsey is here to help. Dave Ramsey and Jade Warshaw answer your questions and discuss: “My homeowners insurance says I can't run a business out of my home, how does this work with side hustles?”
Don't Be A Slave To The Lender
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan. ❓ Have a money question? Ask Ramsey is here to help. George Kamel and Dr. John Delony answer your questions and discuss: “My father stopped paying his credit card because they stole his points, and now he's being sued. What shou
The Right Financial Decision Starts With Understanding the Problem
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan. ❓ Have a money question? Ask Ramsey is here to help. George Kamel and Jade Warshaw answer your questions and discuss: My husband is cheating on me and hiding his credit card debt How do I budget for a high maintenance girlfriend?
Your Goals Need Numbers, Not Wishes
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan. ❓ Have a money question? Ask Ramsey is here to help. Dave Ramsey and Rachel Cruze answer your questions and discuss: “My husband racked up $1 million of debt in three years for his vending machine business. Should we file for bankru
You Can't Stumble Your Way Into Financial Freedom
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan. ❓ Have a money question? Ask Ramsey is here to help. George Kamel and Rachel Cruze answer your questions and discuss: “Should we drain our emergency fund to pay off our house?” “Is it worth it to leave my stable job to possibly m
Different Outcomes Require Different Choices
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan. ❓ Have a money question? Ask Ramsey is here to help. Dave Ramsey and Jade Warshaw answer your questions and discuss: “I’m 64 with nothing saved for retirement and I owe the IRS. Is it possible for me to retire now?” “We make $12
The Price of Freedom Is Discomfort
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan. ❓ Have a money question? Ask Ramsey is here to help. Dave Ramsey and Jade Warshaw answer your questions and discuss: “Should I tell my wife that I've been secretly paying off debt and building wealth?” “How do I stop my husband from
Don’t Trade Peace for Payments
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan. ❓ Have a money question? Ask Ramsey is here to help. George Kamel and Jade Warshaw answer your questions and discuss: “My husband controls all our finances and shuts down every time I bring up combining finances. What should I do?” “I’
Stop Borrowing, Start Building Wealth
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan. ❓ Have a money question? Ask Ramsey is here to help. Jade Warshaw and Rachel Cruze answer your questions and discuss: “Am I crazy to sell my house, invest the proceeds, and live on what those investments make?” “I can't seem to make head
Increase Your Income, Expand Your Options
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan. ❓ Have a money question? Ask Ramsey is here to help. Dave Ramsey and Dr. John Delony answer your questions and discuss: “Should I quit my secure job to chase a higher paying job with more risk?” “How do we handle a house build estimate t
Quit Paying for Yesterday's Mistakes
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan. ❓ Have a money question? Ask Ramsey is here to help. Dave Ramsey and Jade Warshaw answer your questions and discuss: “Should I purchase a house with my girlfriend if it's a great deal?” “Our mortgage is 75% of our income, do we need to s
Behavior Matters More Than Math
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan. ❓ Have a money question? Ask Ramsey is here to help. Dave Ramsey and Rachel Cruze answer your questions and discuss: “My father-in-law bought us a $1 million house. I’m paying him back, but the house is not in my name. Is this a problem?”
Debt Isn't a Tool, It's a Trap
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan. ❓ Have a money question? Ask Ramsey is here to help. Jade Warshaw and Dr. John Delony answer your questions and discuss: “Should I stay at my toxic job so we can get out of debt faster?” “My dad coerced me to sign for his three cars, now he’s
Wealth Is A Strategy, Not An Accident
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan. ❓ Have a money question? Ask Ramsey is here to help. Dave Ramsey and Jade Warshaw answer your questions and discuss: “My mother wants me to cosign her mortgage, but I feel guilty saying no because she took out Parent PLUS loans for me” “Am I c
How Far Are You Willing To Go To Win?
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan. ❓ Have a money question? Ask Ramsey is here to help. Dave Ramsey and Rachel Cruze answer your questions and discuss: “My husband bought a $50,000 car without telling me—how should I handle this?” “My father offered to pay off my wife’s student l
Don't Leave Your Financial Future To Chance
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan. ❓ Have a money question? Ask Ramsey is here to help. Dave Ramsey and George Kamel answer your questions and discuss: “Should I sell my home, invest the proceeds, and rent for the rest of my life?” “My parents said if I pay to get their basement fi
It's Never Too Late To Start Over
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan. ❓ Have a money question? Ask Ramsey is here to help. George Kamel and Rachel Cruze answer your questions and discuss: “I’m getting a $1 million settlement. How do I pay off my family’s debt?” “We have $300,000 in debt—how do we pay this off?” “My hus
Start Small and Keep Moving
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan. ❓ Have a money question? Ask Ramsey is here to help. George Kamel and Dr. John Delony answer your questions and discuss: “My family is trying to keep a truck I was supposed to inherit from my grandpa. Do I have any legal recourse options?” “We have been l
Build Habits That Build Wealth
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan. ❓ Have a money question? Ask Ramsey is here to help. Rachel Cruze and Jade Warshaw answer your questions and discuss: “Should we take a lump sum offer from a cell tower company for the rights to my grandma’s property?” “My wife told me she wants to leave me
Live Life With Less Financial Stress
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan. ❓ Have a money question? Ask Ramsey is here to help. Rachel Cruze and Dr. John Delony answer your questions and discuss: “Should we sell our house or take out a loan if repairs cost more than what we owe?” “My 82-year-old mother is being sued by creditors.
You Can’t Win Without a Clear Goal
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan. ❓ Have a money question? Ask Ramsey is here to help. Dr. John Delony and Jade Warshaw answer your questions and discuss: “My wife committed financial infidelity, how do I rebuild trust with her?” “Do we have a moral obligation to loan a family member mone
Facts Are Your Friends...Not Feelings
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan. ❓ Have a money question? Ask Ramsey is here to help. Dave Ramsey and Jade Warshaw answer your questions and discuss: “We found mold in our home and I might be getting laid off soon. Should we pull from savings to pay for the $45,000 remodel?” “I’m 19 years old
Stop Giving Away Your Control
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan. ❓ Have a money question? Ask Ramsey is here to help. George Kamel and Jade Warshaw answer your questions and discuss: “I’m struggling to find a job, what should I do to get out of this?” “We’re in $180,000 of debt and I just found out I’m pregnant. What changes sho
Change Your Mindset, Change Your Life
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan. ❓ Have a money question? Ask Ramsey is here to help. Dave Ramsey and Rachel Cruze answer your questions and discuss: “We bought a fixer-upper and the work is overwhelming us, should we sell it?” “I’m in $55,000 of debt, how do I deal with all my creditors?”
Make Hard Decisions Now So Future You Can Win
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan. ❓ Have a money question? Ask Ramsey is here to help. Dave Ramsey and Dr. John Delony answer your questions and discuss: “How do I prepare for my autistic daughter's future?” “Should we sell our paid-for house to pay off $100,000 of debt?” “Should I trust a compa
Common Sense Beats Clever Money Hacks
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan. ❓ Have a money question? Ask Ramsey is here to help. Dave Ramsey and George Kamel answer your questions and discuss: “We’re in $187,000 of debt and living paycheck-to-paycheck. How do we get out of this?” “Our non-profit cat café has been losing money since we open
Discipline Is the Difference Between Broke and Wealthy
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan. ❓ Have a money question? Ask Ramsey is here to help. Dave Ramsey and Rachel Cruze answer your questions and discuss: “Can I frontload our retirement and 529 accounts for a few years and then stop contributing?” “Is paying for a more expensive daycare worth it while we
Today's Habits Create Tomorrow's Progress
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan. ❓ Have a money question? Ask Ramsey is here to help. Jade Warshaw and George Kamel answer your questions and discuss: “My job contract says I’ll owe three times my tuition if I leave—should I stay or go?” “My mortgage payment is 40% of our income—should we sell our home?”
Wealth Doesn't Happen By Accident
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan. ❓ Have a money question? Ask Ramsey is here to help. Jade Warshaw and Rachel Cruze answer your questions and discuss: “My wife loaned out $45,000 of our money behind my back” “My husband hasn't had a job in eight years and I'm struggling to make ends meet. Should I divorce h
One Decision Can Change Everything
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan. ❓ Have a money question? Ask Ramsey is here to help. Rachel Cruze and George Kamel answer your questions and discuss: “My fiancé says I’m financially abusing him because I won’t use my inheritance to pay off his credit card debt” “We bought a home with concealed structural p
The Numbers Don't Lie
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan. ❓ Have a money question? Ask Ramsey is here to help. George Kamel and Dr. John Delony answer your questions and discuss: “I won $400,000 in a scratch-off lottery ticket, how should I manage this money?” “I’ve been living in my car for 6 months after a nightmare with home owner
Sacrifice To Win
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan. ❓ Have a money question? Ask Ramsey is here to help. Jade Warshaw and Rachel Cruze answer your questions and discuss: “My mother has been irresponsible with her money; will I be responsible for taking care of her?” “I just found out I will be inheriting 100 ounces of gold. W
Life Is Complicated. Money Doesn't Have To Be.
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan. ❓ Have a money question? Ask Ramsey is here to help. Jade Warshaw and George Kamel answer your questions and discuss: “We’re house poor, should we sell the house?” “I’m $28,000 upside down on my car, how do I get out of it?” “As a Christian, how do I go about starting a busines
Take The First Step Toward the Life You Want
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan. ❓ Have a money question? Ask Ramsey is here to help. Rachel Cruze and Dr. John Delony answer your questions and discuss: “My girlfriend and I have different views on money. How do we talk through this and come to an agreement?” “I just lost $1,300 of child support a month and no
Financial Wisdom Matters More Than Financial Timing
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan. ❓ Have a money question? Ask Ramsey is here to help. George Kamel and Dr. John Delony answer your questions and discuss: “Should we sell our paid-off vehicles to pay down our $193,000 of debt?” “My husband doesn’t want to work—should I divorce him?” “I’m upside down on a truck
It's Never Too Late To Build Wealth
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan. ❓ Have a money question? Ask Ramsey is here to help. Jade Warshaw and Geroge Kamel answer your questions and discuss: “Should I just give up on paying off $200,000 of debt and let my credit get destroyed?” “We have $186,000 of debt and disagree on whether we need to sell our home to c
Stop Letting Excuses Keep You Broke
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan. ❓ Have a money question? Ask Ramsey is here to help. Jade Warshaw Dr. John Delony answer your questions and discuss: “Should we use a credit card to pay for a $100,000 septic tank repair when we’re already deep in debt?” “My boyfriend wants us to pay off his debt once we’re married and pu
The Decisions You Make Now Shape Your Success
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan. ❓ Have a money question? Ask Ramsey is here to help. George Kamel and Jade Warshaw answer your questions and discuss: “Should we pay off $40,000 in credit card debt or go into stork-mode?” “How do I weigh passion versus earning potential when choosing a career?” “Should I drain my emergenc
When You Don't Have Payments, You Have More Options
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan. ❓ Have a money question? Ask Ramsey is here to help. Dave Ramsey and Rachel Cruze answer your questions and discuss: “I’m $108,000 in debt, living in my car, and my wages are being garnished. How do I get through this?” “Should I leave my husband after he’s been unemployed for ten years?” “I w
Ordinary Habits Will Build Extraordinary Wealth
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan. ❓ Have a money question? Ask Ramsey is here to help. Dave Ramsey and Jade Warshaw answer your questions and discuss: “We are going into the red every month with our bills, how do we get our income up?” “My contractor ripped me off and I lost $30,000, what should I do?” “My job wants me to buy shares i
Wealth Is Built On Facts, Not Feelings
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan. ❓ Have a money question? Ask Ramsey is here to help. Dave Ramsey and Jade Warshaw answer your questions and discuss: “My friend wants to give me a property for free, how do I handle this?” “My sons unexpectedly inherited $400,000, what should we do?” “I took out a loan against my stocks, now I can barely
A Bigger Paycheck Won't Fix Bad Money Habits
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan. ❓ Have a money question? Ask Ramsey is here to help. Dave Ramsey and Rachel Cruze answer your questions and discuss: “Should I use my investments to pay off my debt?” “How can I get my husband to stop blowing money on day trading?” “My fiancé wants a prenup but I don't think we need one, what should I do?”
You Can't Borrow Your Way To A Better Life
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan. ❓ Have a money question? Ask Ramsey is here to help. George Kamel answers your questions and discuss: “My mom wants to take my brother off the will and give me everything—should I split it with him after she passes?” “Should we sell the farm so we can live debt-free?” “Can I borrow money to buy my own cows?” “
Nobody Else Gets A Vote On Your Finances
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan. ❓ Have a money question? Ask Ramsey is here to help. Dave Ramsey and George Kamel answer your questions and discuss: “My parents got scammed out of their entire retirement and racked up over $100,000 of debt—how do I help them?” “I feel uneasy about the strings attached to the money my father-in-law is giving us f
Life Gets Easier When You Don't Owe Anyone
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan. ❓ Have a money question? Ask Ramsey is here to help. Dave Ramsey and George Kamel answer your questions and discuss: “Should we refinance our home to pay off debt?” “Is it okay that we keep our finances separate if my husband covers all the bills?” “Should I sell my house to pay off my debt?” “Everyone is
Take Debt Off The Table For Good
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan. ❓ Have a money question? Ask Ramsey is here to help. Dave Ramsey and George Kamel answer your questions and discuss: “I won $500,000 from the lottery—when should I claim the money for tax purposes?” “Is it okay to drain 68% of our Roth 403(b) to pay off our house?” “How can we rent a home without a credit score?”
Changing Your Money Mindset Is The First Step To Lasting Wealth
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan. ❓ Have a money question? Ask Ramsey is here to help. Dave Ramsey and George Kamel answer your questions and discuss: “Should I pull from my investments to pay my mortgage off?” “My wife has been diagnosed with terminal cancer and I'm worried I don't have enough saved.” “Is an Airbnb a good investment?” “Does it set
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